Is There a Reliable Faith-Based Option?


Hard Times & Healthcare: Is There a Reliable Faith-Based Option?

These times aren’t easy. While many continue to lose jobs and employer-based healthcare during the ongoing pandemic, the need for affordable and accessible healthcare has never been greater. How can you maintain your access to healthcare when you or someone in your family loses their job?

With twenty-one states reporting rising rates of coronavirus and the United States Department of Labor reporting an unemployment rate of 19.7 percent, many American workers are no longer able to rely on traditional employer-based healthcare to meet their medical needs.

In addition, if you or a loved one does lose their job, maintaining COBRA coverage is expensive – families pay an average of $1595 per month, and it only lasts for 18 months. What happens then?

One simple way we can maintain access to healthcare, even after losing a job, is to become a member of a Christian-based cost-sharing ministry, which shares funds among members to assist with incurred medical expenses. Joining a cost-sharing ministry is an effective way to make healthcare affordable and accessible without being tied to employment status.

Cost-sharing ministries are communities of like-minded people who agree to the biblical values of sharing to help one another pay their medical bills. While the membership requirements vary by organization, cost-sharing ministries match funds from member contributions to provide access to healthcare…

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