Christmas is cool, but very expensive.
Budgets are great in theory—but when you hit the local mall, your consumer DNA kicks in hard. The stuff you see is the stuff we want! But is it the stuff we can afford?
From the siren call of the credit card to the demands of travel and last-minute meals, the average family feels the pinch of our finances every Christmas. It’s how you respond that makes the difference.
If you’re like me, you can get very frustrated. After all, we mean well, doing our best to…
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