Why the Giving in Your Church Is Decreasing

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You are trying to comprehend why the giving levels in your church are down. You may know several possibilities, but you aren’t certain. As I have worked with several congregations, we have isolated the issue to one or a few causes. See if any of these causative factors may be at work in your church.

  1. Lower attendance. Okay, I may be stating the obvious here, but it is worth noting. I spoke with a pastor whose church’s giving is down 15 percent from a year ago, and the attendance is down 12 percent. There is a high correlation between attendance and giving, even if you have a strong online giving component. It is also worth noting that attendance frequency is down in many churches, if not most churches, as well. The family who attends three times a month is more likely to give more than the same family attending two times a month.
  2. Generational shifts. Builders, those born before 1946, are more likely to give to the church out of institutional loyalty. Boomers and Gen X have the highest family incomes, but their giving is not as consistent. Millennials thus far are not strong givers in our churches. In many churches, the Builders are being replaced with Millennials. In other words, more generous givers are being replaced with less generous givers.
  3. Giving to purposes rather than organizations. From the Builders to the Millennials, there has been a dramatic shift in the motivations for giving. The Builders, as noted above, are more likely to give out of institutional loyalty. Thus, church leaders…

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