Ark Encounter Sues Insurance Company over Damage from Excessive Rainfall

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Ark Encounter Sues Insurance Company over Damage from Excessive Rainfall



The headline has sparked jokes all over the country. Ark Encounter, the Noah’s ark replica and theme park in Kentucky, is suing Allied World Insurance Company in district court because they would not pay for over $1 million in damages from excessive rain.


Williamsburg – where the park is located – saw higher than normal rainfall in 2017. While the 520-foot ark itself was not damaged, a slope near the access road on the east side of the ark started to fail before a “significant landslide” damaged a barrier along the road. In its place, engineers suggested they build a retaining wall with concrete shafts. In addition, they repaved portions of the road and reworked the drainage around it.


According to the Washington PostArk Encounter submitted the damage to Allied World Insurance, but the company denied the claim. Reportedly, the insurance company said the theme park’s policy carried an exception clause for work related to “design deficiencies” or “faulty workmanship.”


In the end, the insurance company paid what the suit calls a “very small portion” of the claim, but Ark Encounter said the company “breached their contractual obligations, acted in bad faith, and violated Kentucky law by failing to provide further coverage.”


Louisville’s Courier-Journal contacted Ark Encounter’s attorney, Amanda Brooke Stubblefield. She said they…

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