Five Reasons Your Church’s Giving May Have Dropped Significantly This Year

By Thom S. Rainer

“It was like the bottom fell out.”

The comment came from a pastor in a micro consultation I hosted. He was both concerned and perplexed. He could not understand why the decline was taking place, and why it was so sudden.

In a great discussion at Church Answers, a number of pastors were discussing this same phenomenon. Their insights were varied and helpful.

What are some possible reasons church giving can take a seemingly dramatic turn downward? As we work with churches, we often see these five reasons.

1. The church’s membership and attendance mix changed during the year. The common scenario is the loss of a few high-giving families replaced by newer lower-giving families. In these cases, leadership is often caught off guard because there was no corresponding attendance decline.
2. The movement to digital giving has been too slow. If church leaders are not emphasizing digital giving options, there will likely come a day where giving begins to drop precipitously. Non-digital givers tend to give when they are physically present at a worship service. They often skip giving when they are not present. Digital givers are more likely to schedule their gifts on a regular schedule.
3. There is a quiet protest movement in the church. I don’t like it when church members hold back giving when something does not go their way. Frankly, I would rather they go to another church they can support regularly. But financial protests are sadly common. I recently spoke to one pastor who discovered…