Credit card commercials ask us, “What’s in your wallet?”
A better question to consider is, “What’s in your toolbox?”
I have a clear picture in mind of a tall, clunky mechanic’s toolbox. It’s filled with drawers of various depths. It’s fair to assume that the mechanic’s most used tools are in the top pull-out. Rarely used tools reside in the box but are foreordained to a…
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